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10 Tips to Help Prevent Identity Theft
- January 18, 2017
- Posted by: Tess Siemon
- Category: Business Insurance Lines, Finance & accounting, Miscellaneous, Personal
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Easy Steps to Help Protect Your Identity Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data
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Help Workers Stay Warm in Severe Cold Weather
- January 10, 2017
- Posted by: Tess Siemon
- Category: Business Insurance Lines, General Liability, Miscellaneous, Worker's Comp
Extreme cold can cause a number of health problems for employees during the winter months. Hypothermia and frostbite are just two conditions that may affect workers if the proper precautions are not taken. Hypothermia occurs when a person’s core body temperature drops below 95°F. The condition is considered mild if a person’s core temperature is
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Sewer backup or overflow: Do You Know the Difference?
- December 21, 2016
- Posted by: Tess Siemon
- Category: Business Insurance Lines, Homeowners
What’s the difference between a sewer backup and a plumbing system overflow? A great deal of rain can overtax the sewer systems. This can cause water to flow backward through a property owner’s lateral pipes, through the drain, and into the basement. When water outside the insured’s plumbing system flows backward through the plumbing into
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Big-ticket Christmas Gifts and Their Insurance Implications
- December 20, 2016
- Posted by: Tess Siemon
- Category: Miscellaneous
Purchasing all the gifts listed in “The Twelve Days of Christmas” will set you back $34,363 this year, up from $233 in 2015, according to the 33rd annual PNC Wealth Management Christmas Price Index. Of course, maybe a recipient would prefer a high-end guitar to geese-a-laying, or a diamond engagement ring to five gold rings.
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Holiday Decorating Safety
- December 16, 2016
- Posted by: Tess Siemon
- Category: Homeowners, Miscellaneous, Personal
For many, the winter holidays are a time of joy, celebration and tradition. Decorating your home, yard or office is a fun, festive way to celebrate the season. A little planning can help you enjoy your display all season long. Following are some tips from Travelers Risk Consultants to help keep your family and friends
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Breaking Down ‘Medical Payments Coverage’
- August 25, 2016
- Posted by: Tess Siemon
- Category: Auto, Personal
DEFINITION of Medical Payments Coverage A feature of an auto insurance policy that covers expenses related to vehicular accidents. Medical payments coverage, also called medical expense coverage, can apply to: (1) the insured individual and any passengers in the insured vehicle, (2) the insured individual if riding as a passenger in another vehicle, and (3)
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Sleep Tips to Improve Your Work Week
- August 8, 2016
- Posted by: Tess Siemon
- Category: Health
Could your sleep habits be affecting your performance at work? A good night’s sleep may seem like a lower priority than catching up on emails (or binge-watching the latest Netflix show), but it’s essential for focus and critical thinking. Sleep deprivation can affect your decision-making skills, hand-eye coordination and even your memory. And when you’re
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Deciding Whether to Work With An Independent Agent? Read these 4 Reasons Why YOU Should!
- May 25, 2016
- Posted by: Tess Siemon
- Category: Miscellaneous
An independent insurance agent is an individual that does not work for one particular insurance company. Instead, they sell insurance policies from several companies. Working with this type of insurance agent instead of an agent that is affiliated with a particular brand can be helpful. Here are some of the advantages of working with this
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Fuel Functionality: What If You Add the Wrong Fuel To Your Tank? (We’ve all caught ourselves asking this.)
- May 21, 2016
- Posted by: Tess Siemon
- Category: Auto
Today’s gas pumps are a potentially confusing array of names, colors and alphanumeric symbols. Gasoline comes in five or more varieties, and that doesn’t account for diesel. Mix them up and the results may range from a ruined engine to corroded fuel lines to “no harm, no foul.” In my opinion, this is the worst
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11 Crazy Things Insured
- May 17, 2016
- Posted by: Tess Siemon
- Category: Miscellaneous
The purpose of insurance is to protect the owner of the policy from financial losses in the event that something happens to the property being insured. Because what makes a financial difference for person or company is not the same as it is for another, there is a long list of unusual things which have